| WHAT OUR CUSTOMER SAY ABOUT MORTGAGE SAVER... |
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"We are very happy with the professional
service and personal attention we have recieved."
- Sandra Donati, Tonawanda NY
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"We are very satisfied with the program
were surprised to learn about the one-time onlyenrollment
fee."
- Rebecca Macdougal, Warren RI
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"Mortgage
Saver saves time and money, we like the hassle free payments
and the friendly customer service."
- Mr.Gew Joe and Mrs. Ji Hong, Alhambra CA
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| PRIVACY
POLICY NOTICE |
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| We
are required by federal law to provide you with a copy
of our Privacy Policy. If you have previously notified
us about your privacy preferences, as described in Section
7, it is not necessary to do so again unless you decide
to change your preferences. |
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WE RESPECT OUR PRIVACY
Mortgage Saver is dedicated
to the integrity, security and confidentiality of
our customer's information. We have an affirmative
and continuing obligation to respect the privacy of
your privacy and to protect the security and confidentiality
of your nonpublic personal information. |
- We are committed
to safeguarding customer information.
- When we request
information from you or about you, it is for our
own legitimate business purposes and not for the
benefit of any unaffiliated party. We do not disclose
your information except as pe by law.
- We obey the laws
governing the collection, use and dissemination
ofal data.
- We endeavor to educate
our employees on the responsible collection and
use of personal information. We restrict access
to the information to authorized individuals who
need to know this information to provide service
to you and discipline any employees who waiver
from mitment.
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PURPOSE NOTICE
Title V of the Gramm-Leach-Bliley Act (GLBA) generally
requires a financial institution to disclose to all
its customers the privacy policies and practices with
respect to sharing of consumer nonpublic personal
information. In compliance with GLBA, we are providing
you with this document, which notifies you of the
privacy policies and practices oompany. We
may collect nonpublic personal information about you
from the following sources:
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- You, your application, or forms.
- Others involved in your transaction (such as Mortgage
lenders, real estate ag banks)
- From a consumer reporting agency.
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| We may
disclose any of the above information that we collect
about our customers or former customers to our affiliates
or to non-affiliated third parties as permitted by law
where it pertains or assists with the initial purpose
of your enrollment in our program. This may relate to
the reporting to mortgage lenders, financial institutions,
banks, savings & loans, and collecencies. |
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| You may
elect to OPT OUT and not be included in our database.
If a client elects to OPT OUT we will manually process
their information to provide the same level of service;
however, we reserve the right to terminate our relationship
if the procedure to manually provide service impedes
our overall service. In addition, by OPTING OUT the
client is aware that information will still be shared
with our business bank and the Federal Reserve as it
relates to providingervice. |
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We reserve the right
to modify our Privacy Policy with respect to providing
better quality service to our clientsrtners.
Our Privacy Policy
has been established in review of policy with Gram-Leach-Bliley,
Mark Dever of Professional Bank Services and the
law firm of Frandzel, Robins, Bloom and Csato. Revised
2/2003
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